I Saved $847 Last Year By Timing My Remittances to the Philippines - Here's My Exact Strategy
I saved $847 last year by timing remittances and choosing the right providers.
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The Mid-Market Rate Secret Banks Don't Want OFWs to Know
How OFWs can use the mid-market exchange rate to save on remittance fees.
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InstaPay vs. PesoNet: The Difference Between Getting Money in Minutes or Days
Quick guide: how InstaPay and PESONet differ for receiving money in the Philippines.
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Why Your Family Received PHP 56,430 Instead of PHP 59,080 (Same $1,000 Sent)
Why your family got ₱56,430 instead of ₱59,080 - clear reasons and fixes.
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Remitly's First Transfer Rate Was Amazing-Then I Saw What They Really Charge
I tested Remitly's first-transfer promo vs real PHP received - here's the full breakdown.
Read More >Government Benefits & Services
What Could Happen If You Rely Only on PhilHealth: An $8,000 Cautionary Tale
Cautionary tale of PHP 450k surgery and why expats must buy private cover.
Why My $200K Business Requirement Dropped to $100K (And Yours Can Too)
How I cut a US$200K foreign-capital rule to US$100K - practical Philippine steps.
Your Pension Goes Tax-Free in the Philippines - But There's a Catch
Your pension can be income tax-free in the Philippines-but only under certain conditions.
The Dark Side of Philippine Healthcare Nobody Talks About
The hidden problems in Philippine healthcare: access, corruption, and inequity.
Personal Documents
UMID Card Application 2025: Requirements, Online Appointment, Fees, and Processing Time
How to apply for UMID Card in the Philippines (2025): requirements, booking, fees, timing.
Transfer of Land Title: Requirements and Process Philippines
Step by step guide to transfer a land title in the Philippines.
What to Do If NBI Clearance Has Hit in the Philippines: Complete Guide
Step-by-step help when your NBI clearance shows a "HIT".
House Construction Permit in the Philippines: Requirements and Application
How to get a house construction permit in the Philippines - simple steps and checklist.
OFW & Travel
I Saved $847 Last Year By Timing My Remittances to the Philippines - Here's My Exact Strategy
I saved $847 last year by timing remittances and choosing the right providers.
The Mid-Market Rate Secret Banks Don't Want OFWs to Know
How OFWs can use the mid-market exchange rate to save on remittance fees.
InstaPay vs. PesoNet: The Difference Between Getting Money in Minutes or Days
Quick guide: how InstaPay and PESONet differ for receiving money in the Philippines.
Why Your Family Received PHP 56,430 Instead of PHP 59,080 (Same $1,000 Sent)
Why your family got ₱56,430 instead of ₱59,080 - clear reasons and fixes.
Employment & Career
Makati vs. BGC vs. Cebu: Where Digital Nomads Actually Make Money (Not Just Spend It)
Where Makati, BGC, or Cebu make digital nomads earn, not just spend.
Is Siargao's WiFi Really Fast Enough to Work Remotely? I Tested It for 30 Days
Tested Siargao for 30 days: real speeds, tips, and whether you can work remotely.
The Digital Nomad Visa Everyone's Talking About (And Why It's Not Available Yet)
The real reason the Philippines doesn't have a digital nomad visa-yet.
Tax and Property Rights for Dual Citizens in the Philippines: What Expats Should Know
Practical guide on taxes and property rights for dual citizens living abroad.
Education
Why Every Expat in Manila Speaks Perfect English (But Your Driver Doesn't)
Why Filipinos and expats sound so different in Manila - and what really drives English use here.
Taking University Entrance Exams in the Philippines: What You Need to Know
Prepare for college success with this checklist for university entrance exams in the Philippines.
Student's Guide in Philippines: All Documents You Need for College in Philippines
Quick guide that lists the essential documents you'll likely need for college admission, enrollment, scholarships, dorms, internships, and transfers in the Philippines
Lifestyle & Money
I Saved $847 Last Year By Timing My Remittances to the Philippines - Here's My Exact Strategy
I saved $847 last year by timing remittances and choosing the right providers.
The Mid-Market Rate Secret Banks Don't Want OFWs to Know
How OFWs can use the mid-market exchange rate to save on remittance fees.
InstaPay vs. PesoNet: The Difference Between Getting Money in Minutes or Days
Quick guide: how InstaPay and PESONet differ for receiving money in the Philippines.
Why Your Family Received PHP 56,430 Instead of PHP 59,080 (Same $1,000 Sent)
Why your family got ₱56,430 instead of ₱59,080 - clear reasons and fixes.