How Much is My Monthly SSS Contribution?
Share:
Quick guide to compute your monthly SSS contribution in the Philippines.
Contents
About This Guide
This guide is based on current procedures and requirements. For the most accurate and up-to-date information, always refer to official sources
References & Further Reading
For the most accurate and up-to-date information, always refer to official sources:
Short, practical steps to find or compute your SSS monthly contribution in the Philippines.
1) Know your membership type
- Employed (private sector) - employer remits for you.
- Self-employed / Voluntary / OFW - you pay your full contribution.
- Employer (household employer, company) - you remit employer share + employee share.
2) Get your Monthly Salary Credit (MSC)
- The SSS groups reported monthly wages into MSC brackets (from the contribution table).
- Find your MSC by locating the salary range that includes your monthly pay on the SSS Contribution Table (link in sources).
3) Check the current contribution rate and split
- SSS sets a total contribution rate and breakdown (employer vs employee share for employed members).
- Always confirm the current rate and employer/employee split on the SSS website or contribution table-rates can change.
4) Use the formula
- Total monthly contribution = MSC × Total contribution rate.
- If you are employed: your take-home (employee) share = value listed for employee share on the contribution table (employer remits the employer share).
- If you are self-employed/voluntary: you pay the total contribution shown for your MSC.
Example (hypothetical):
- MSC = ₱20,000. If total rate = 12% ->gt; total = ₱2,400.
- Employed: check the table for exact employee portion (the employer pays the rest).
- Self-employed: you would remit the full ₱2,400.
5) Quick ways to check without manual math
- Log in to My.SSS and view Contribution History / Inquiry.
- Download the SSS Contribution Table PDF and read the MSC row for your salary.
- Contact your HR/payroll for exact withheld employee share.
6) How to pay (summary)
- Employed: employer handles remittance (check payroll slip for the withheld SSS amount).
- Self-employed / Voluntary / OFW / Household employer: pay via SSS-accredited banks, payment channels, SSS branches, or online options listed on the SSS website.
Checklist - what you need to compute/pay your SSS contribution
- SSS number
- Membership type (employed, self-employed, voluntary, OFW, employer)
- Your monthly basic salary (or declared monthly earnings)
- Access to the SSS Contribution Table or My.SSS
- If paying personally: accepted payment channel (bank, e-payment, SSS branch)
Quick tips
- Always use the official SSS Contribution Table for exact pesos per MSC - it shows the exact employee and employer shares.
- Keep pay slips or payment receipts for your records.
- If unsure, ask your employer's payroll officer or contact SSS Inquiry.
Need it fast? Log in to My.SSS ->gt; Contribution Inquiry or download the contribution table from the SSS site to see your exact monthly contribution for your MSC.
Check out https://stepbystepph.com for more articles.
